Automated AML Due Diligence Software

Enhanced Due Diligence (EDD) is a deeper investigation applied when a customer, company, transaction, or relationship presents elevated risk of money laundering, terrorist financing, sanctions exposure, corruption, or other financial crime. It goes beyond standard customer due diligence with deeper evidence collection, closer review, and ongoing monitoring, and the same approach applies in third-party due diligence for vendors, suppliers, and intermediaries. Vital4Search Due Diligence automates much of this investigative work and produces structured, audit-ready outputs.

Enhanced Due Diligence is required whenever a customer, transaction, or business relationship presents elevated risk, for example politically exposed persons (PEPs), customers from high-risk jurisdictions, and individuals or entities with complex ownership structures. Under FATF Recommendation 10, enhanced measures apply to higher-risk relationships, and the controls must be documented, repeatable, and auditable.

Customer due diligence (CDD) is the standard baseline of identity verification and risk assessment applied to customers generally, typically sufficient for low- to medium-risk relationships. Enhanced due diligence (EDD) is the more rigorous, investigative layer triggered when risk is higher, adding deeper evidence collection, closer scrutiny of ownership structures, and continuous monitoring.

A typical EDD process gathers deeper evidence on the subject, such as adverse media, sanctions and PEP exposure, corporate affiliations, and ownership, then reviews and documents the findings and applies ongoing monitoring. Traditionally this is analyst-driven and manual. Vital4Search Due Diligence automates the research and reporting steps, delivering configurable, audit-ready results in real time through a portal, batch upload, or API, so analysts can focus on judgment rather than compiling reports.